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Key Person Life insurance policies are put in place to help protect against an unexpected death of a business owner or partner who holds a significant impact and/or position in a business. Replacing an essential individual in a business requires both time and money and can jeopardize the stability of a company.

A Key Person Life policy can help with finding and training a replacement, helping heirs of a business meet tax obligations and assure customers that the business impacted by the loss will be able to continue to operate.