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If you own a motorhome, then you need insurance. Accidents, theft and damage from storms and hail are the underlying things you need protection against. The last thing you want to worry about while you're on vacation is possible out of pocket expenses on an uninsured vehicle.

Standard coverages on a motorhome insurance policy (like your automobile) can include property damage, bodily injury, medical, physical damage and underinsured/uninsured motorist. Optional coverages that can be added to your policy include collision coverage, comprehensive coverage, GAP coverage, and coverages to cover the cost of towing and rental.