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A renters insurance policy is essential for anyone renting an apartment, duplex, home or condominium. A policy such as this can protect you against losses due to fire, theft, carelessness of other tenants, and liability coverage if someone is hurt in your residence. Optional coverages on a renters policy can include scheduled coverage for jewelry, fine arts, cameras, guns, antiques, and other high-valued property, identity fraud, forgery and personal liability umbrella insurance.

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